If you’re interested in getting dental insurance in Texas, here are several ways you can do it:
According to HealthInsurance.org, dental insurance premiums range from $19 to $109 per month for adults who purchase family dental coverage or a stand-alone dental policy via HealthCare.gov. If you purchase family dental coverage, you might be able to offset the premiums associated with pediatric dental care by utilizing premium tax credits.
It’s important to compare carriers and coverage levels to help minimize dental insurance costs as much as possible. You should also see if your preferred dentist is a part of the carrier’s network to help lessen out-of-pocket expenses.
Dental insurance isn’t the only choice for saving money on dental care in Texas. Consider signing up for a dental savings plan, which allows plan members to save 10-60% on the majority of dental procedures, including preventative, restorative, and cosmetic treatments.
Dental savings plans activate quickly, even for major procedures. This means you can schedule your appointments immediately without worrying about an annual limit or restrictions on health.
While dental insurance often comes with monthly premiums and annual maximum coverage caps, dental savings plans do not. Dental savings plans cost a low annual fee and provide plan members with access to discounts on most procedures.
Additionally, you can swap your current plan for another whenever you want. We understand your needs may change over time, and we want to ensure that you’re always saving as much as possible. Plus, all of the plans are backed by a 30-day refund policy.
The dental savings plans available in Texas are from trusted healthcare companies such as Cigna, Aetna, and Careington. Plus, savings are available at more than 140,000 dentists across the U.S. Your dentist in Texas is likely already part of our growing network, so joining a dental savings plan is easier than you think.
Texas dental plans were made for individuals, families and groups looking for an alternative to Texas dental insurance. Participating dental care providers have agreed to accept a reduced fee from plan members in exchange for services performed.
Our dental plans typically activate within three business days; there are no lengthy waiting periods for coverage.
There are major differences. Discount dental plans have no annual limits or maximums, so you can enjoy using the plan all year long. Unlike dental insurance that has defined coverage, discount dental plans allow you to select plans that cover exactly the procedures that you need, including cosmetic dentistry and orthodontics.
|Advantages||Dental Savings Plans||Dental Insurance|
|Quick Plan Activation||—|
|No Health Restrictions||—|
|No Annual Limits||—|
|No Paperwork Hassles||—|
|No Waiting for Dental Care||—|
|Cosmetic Dentistry Savings*||—|
Our :DP AtYourService® team would be happy to help you choose the dental plan that offers the greatest savings for your specific needs.